Want to Pay Lower Premiums for Life Insurance on your Mortgage? Make a few changes.

This medical condition is as much of a problem in Canada as it is in the U.S., with over a third of Canadian adults sporting larger midsections as of 2012. To be considered overweight, a person’s body mass index (BMI) must be between 25.0 and 29.9. To be considered obese, one’s BMI must clock in at 30.0 or higher.

While BMI is only one of several risk factors, experts say the corresponding insurance premium increase it poses is significant and can result in insurance applicants being outright declined for coverage. This can be very serious for a family that is looking for quality life insurance on the mortgage.

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